Overcoming Unhealthy Habits in Kearney

The knowledge that habits like overeating, excessive drinking, and smoking will shorten your lifespan is still often not enough motivation for some to attempt to kick the habit. For these people, perhaps the knowledge that these same vices can also cost you a fortune on Nebraska life insurance will provide the requisite inspiration. First, overeating inevitably leads to obesity, which many life insurers rank as high of a risk factor as tobacco use. Keeping your body mass index (BMI) low can save you up to 20% on your premiums, depending on your insurer. Secondly, people who drink excessively, usually defined as more than four or five drinks per day, will face 25%-50% higher premiums, which means $2500-$4500 more over the life of a 50-year policy. Finally, smokers will see a 50%-60% increase in their life insurance rates, which could amount to up to $6,000 extra over the life of the policy. The reasons for kicking these habits are clear, and residents of Kearney have several resources at the ready to help along the way.

Overeaters Anonymous

Overeaters Anonymous (OA) is a 12-step group dedicated to helping people overcome compulsive eating. The meetings of the group provide experience, fellowship, hope, and support to participants. OA emphasizes that it is not just about weight loss; rather, it takes a more holistic approach that addresses spiritual, physical, and emotional well-being. The group has a chapter that meets regularly in Kearney. The Kearney OA meeting takes place every Tuesday at 12 PM in the Ambry Clubhouse. The address is listed below.

Ambry Clubhouse
15 E 16th St
Kearney, NE 68845
For more information, call 308-234-9283

Alcoholics Anonymous

If you would like to stop drinking and benefit from the strength of others who have done so, Alcoholics Anonymous is a great place to start. The Kearney chapter of AA holds meetings every day of the week, most of which are held at the Ambry Clubhouse (address listed above). The Faith United Methodist Church and the Good Samaritan Hospital also host meetings. The address for the hospital is listed below.

Good Samaritan Hospital Conference Center
1923 9th Ave
Kearney, NE 68847

Quitting in Kearney

For those interested in smoking cessation, contact the Nebraska Tobacco Quitline at 402-471-2101 or the national number, 1-800-QUIT-NOW. The Quitline can help you set a quit date, develop a quit plan, and offer support during the cessation process. Additionally, the Quitline can send out cessation literature via mail if you are interested. Locally, Kearney has a smoking cessation program at the Good Samaritan Healthy Living Center that offers both individual and group sessions. The Healthy Living Center also offers free initial consultations with a nurse. The fee to enroll in the program varies and scholarships are available. The contact information for the program is listed below.

Good Samaritan Healthy Living Center
PO Box 1990
Kearney, NE 68848
308-865-2640

Kick those bad habits and enjoy the benefits of a healthy lifestyle. A little added incentive is the savings you will receive on your Nebraska Life insurance.